Welcome to Ray Enterprises

Professional R e c o v e y Solutions for Banks & NBFC's

At Ray Enterprises, we specialize in end-to-end recovery services tailored for the banking and NBFC sectors. With a deep understanding of financial regulations and ethical collection practices, we help institutions recover dues efficiently and professionally — while safeguarding their reputation.

Loan Recovery (Secured & Unsecured)

Effective recovery of overdue loans through field visits, borrower coordination, and compliant collection strategies.

Asset Tracing & Field Investigation

On-ground investigation services to verify borrower credentials and trace movable or immovable assets for recovery actions.

NPA Management

Support in identifying, classifying, and recovering Non-Performing Assets (NPAs) to reduce financial risk and restore asset quality.

Customized Recovery Strategies for NBFCs & Banks

Tailored recovery strategies designed based on loan type, borrower profile, and institution-specific goals.

Why Ray Enterprises?

Specialized Recovery Solutions for Financial Institutions.

To be the most trusted and respected recovery partner for banks and NBFCs across India.

Industry Expertise: Years of experience working with leading financial institutions.
Ethical Recovery Practices: We value professionalism, respect, and compliance.
Results-Driven Approach: Focused on minimizing recovery timelines and maximizing returns.

About Us

Your Trusted Partner in Financial Recovery

Ray Enterprises is a specialized recovery agency committed to providing efficient, ethical, and professional debt recovery solutions to banks and Non-Banking Financial Companies (NBFCs). Since our inception, we have built a reputation for integrity, results, and reliability in the financial services sector.

With a deep understanding of regulatory frameworks and borrower behavior, we help institutions recover outstanding dues while preserving client relationships and reputations. Our experienced team uses a combination of strategic fieldwork, legal support, and data-driven approaches to ensure fast, effective recoveries.

Expertise & Objectivity

With years of experience in the financial industry

Loan Recovery

We have curated a comprehensive database of loan products

Transparent Process

Our user-friendly loan comparison tools allow you to effortlessly

Trusted Partner

We pride ourselves on providing unbiased loan reviews